| This is Money | Credit & loans | ||
| Interview with a payday loans provider We quiz the founder of Wonga.com on how he can justify charging 2,700% interest. Watch the video and tell us what you think  
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| Am I liable for my wife's debts? My wife and I are separated. Can a bailiff remove goods of mine from our house resulting from her debts?  
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| Phantom debt has followed me for years Someone has taken out a Barclaycard in my name and now I'm being chased for a £4,909. I've notified the police but what else can I do?  
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| Borrowers turn to 60% 'sub-prime' credit cards One million desperate consumers shunned by High Street banks have turned to a sub-prime credit card - charging rates as high as 60%  
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| Can The Lending Wizard save a credit file? A new website called The Lending Wizard allows you to search for a loan without marring your credit file. But are there any drawbacks?  
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| HSBC charged me £666 on a £700 debt HSBC is making my life a misery. They have taken more than £600 out of my current account to cover my business loan of £700. Can they do this?  
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| Does my uncle's debt die with him? My uncle has just died and my aunt has discovered credit card debts she knew nothing about. Will she now be liable?  
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| It's farewell to your old Maestro HSBC, RBS/NatWest and Yorkshire and Clydesdale banks will all replace Maestro cash cards this year  
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| Credit cards to avoid (and the ones to have) Borrowers should ditch credit cards that have had their interest rate jacked up in the last year and switch to a cheaper deal, a data analyst has said  
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